Getting Preapproved For An Fha Loan Qualified Home Loans New Mortgage Rules Change Game for Borrowers and Banks – To get there, the CFPB developed Qualified Mortgages, a new type of mortgage that has standardized terms and a stricter qualification process. As of Jan. 10, a mortgage must meet certain.How to Get an FHA Loan – wikiHow – How to Get an FHA Loan. The federal housing administration (FHA) offers special loans to help families who do not qualify for conventional loanspurchase housing. All FHA loans are federally insured and all FHA lenders have been approved by.