Define Excellent Credit
Good Credit Definition – Financial Smarts – OppLoans – Good credit also means having a high credit score. A good fico credit score is considered to be anything from about 680 to 850. And within this "good credit" range for FICO scores, there is another distinction – a credit score between 720 and 850 is considered excellent credit.
A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750. higher scores represent better credit decisions and can make creditors more confident that you will repay your future debts as agreed.
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As was the case in our articles on fair and good credit (see below), we’re going to rely on the Experian definition of excellent credit. A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. Having excellent credit means your credit score is at least 750.
Interestingly, Capital One defines excellent credit (generally) as someone who has never declared bankruptcy or defaulted on a loan. And hasn’t been more than 60 days late on a credit card, medical bill, or loan in the past year.
Once you know your score, you can start taking the right steps to improve it. To do so, follow these six habits of people with excellent credit scores.
Excellent credit. On the FICO scale of 300 to 850, a person has excellent credit if their score is above 740. Compare credit cards for excellent credit.
Excellent Credit Score Range – wealthhow.com – When anybody mentions loans, one inevitably thinks about credit score ranges. Here, I talk about what is known to be the ideal or excellent credit score range to have, which can ensure credit availability with ease.
An excellent credit score is the ticket to lower interest rates, more offerings and better perks for most financial products, especially credit cards. An excellent credit score is a rating from a reporting bureau that typically gives you access to the best rates and terms on loans.
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What Is an Excellent Credit Score? A strong credit score is one way you can increase your chances of getting approved for a loan and secure a more favorable a rate. An ‘excellent’ credit score will.