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Fha Vs Fannie Mae Fha Mortgage Meaning va loan seller disadvantages The main differences between VA loans and conventional loans are the eligibility qualifications, mortgage insurance, and down payment. The Advantages & Disadvantages When a Seller Carries a. – seller disadvantages. seller financing has two major drawbacks for sellers. By becoming the bank, the seller takes the risk that the buyer won’t make.FHA loan requirements are published in a handbook more than 1,000 pages long. You would need to drink at least a 20-ounce cup of coffee with a turbo shot just to stay awake through the first 20 pages.